| Loan Type |
Description |
Maximum Payment |
Interest Rate |
Signature
* Rates shown here are the Base Rate.
| Score | Rate Structure |
| A+ | Base Rate -3% |
| A | Base Rate -2% |
| B | * Base Rate |
| C | Base Rate +2% |
| D | Base Rate +4% |
| E | Base Rate +6% |
|
|
|
3 YR. |
11.5% Base Rate |
| |
Automobile
New and Used
* Rates shown here are the Base Rate.
| Score | Rate Structure |
| A+ | Base Rate -2% |
| A | Base Rate -1% |
| B | * Base Rate |
| C | Base Rate +1% |
| D | Base Rate +3% |
| E | Base Rate +5% |
|
|
| Base Rates |
12 MOS. |
4.50%* |
| |
24 MOS. |
4.75%* |
| |
36 MOS. |
4.95%* |
| |
48 MOS. |
5.20%* |
| |
60 MOS. |
5.45%* |
| |
72 MOS. |
6.20%*
$20,000 or greater |
| TERM LIMITS |
Age of Vehicle |
|
|
| 3-4 YRS. | UP TO 60 MOS. |
|
| 5-8 YRS. | UP TO 48 MOS. |
|
| 9 YRS. & OLDER | UP TO 36 MOS. |
|
|
| Personal Water Craft |
|
Up to 48 Mos. |
10.5% |
| |
| Boats, Motorcycles, Travel Trailers, or RV |
New |
Up to 60 Mos. |
10.5% |
| Used |
Up to 48 Mos. |
11.5% |
| |
| Real Estate |
Commercial Prop. R/E |
12 YRS. |
6.5 |
| First Mortgage Residential |
10 YRS. |
6.0 |
| First Mortgage Residential |
15 YRS. |
6.25 |
| First Mortgage Residential |
20 YRS. |
6.40 |
| First Mortgage Residential |
5 YR. Balloon |
5.50% |
| Home Equity |
< 5 YRS. |
6.0% |
| Home Equity |
> 5-10 YRS. |
8.0% |
| Income Prop. / AG R/E |
12 YRS. |
6.5 |
| Income Prop. / AG R/E |
8 YRS. |
5.75% |
| Interim Mortgage |
|
5.0% |
| Manufactured Homes - New |
1-10 YRS. |
11.25% |
| Manufactured Homes - Used |
1-10 YRS. |
12.75% |
| |
Agriculture
(Only on new loans or refinances w/ funds distributed) |
|
0 - 24 Mos. |
5.50% |
|
25 - 36 Mos. |
5.75% |
|
37 - 48 Mos. |
6.0% |
|
49 - 72 Mos. |
6.25% |
|
3 Yr. Balloon |
5.25% |
| |
| ATV |
4 wheelers |
24 Mos. |
7.75% |
| |
| Line of Credit |
|
1 Yr. Renewable |
5.75% |
| |
| Certificates of Deposit Secured |
|
Various |
2.00%* |
| *Above Current Dividend Rate |
| Share Secured |
|
0 - 12 Mos. |
2.00%* |
| *Above Current Dividend Rate |
